Insurance

For peace of mind, insure your vehicle with cargo insurance

Atlantic Express recommends to insure all vehicles even the ones with existing damage.

Vehicle insurance can be added on AEC client portal or you can request AEC branch from which the vehicle will be shipped to add insurance, [branch contacts here](/contact-us/).

Stranding Cover + Theft/ or Total Loss Insurance covers only total loss (damages will not be covered).

Full Cover Insurance – vehicles must be less than 15 years old¹ and in good condition.

Insuring conditions

• **No cover for rust, oxidation, mold, scratching, denting, chipping of paint, bruising, discoloration, marring, and costs of repainting, electrical and/or mechanical derangement.**This exclusion applies mostly when there is only paint damage (scratches mostly) and no other bigger damages. But for example, if the door panel or the bumper is broken, then the insurance will pay for the repair/replacement including the paint cost.
• Antique Vehicles always require a special request.

In general

• For non-damaged cars a 3% deductible over the vehicle’s value (minimum $250).
• For damaged cars a %3 deductible over the vehicle’s value (minimum $500).
• There is no coverage for any land transport in (Coverage ends at the port/airport of entry): Africa and CIS, Armenia, Azerbaijan, Belarus, Kazakhstan, Kyrgyzstan, Russia, Tajikistan, Turkmenistan, Uzbekistan, Angola, Burma, Liberia, Nigeria, Pakistan, Zimbabwe.
• Shipments to Georgia are covered until delivery at destination’s port. Shipments to Belarus are covered until delivery to final destination (door) with a 20% deductible.
• Insurance cannot be provided to the following countries (please note any countries sanctioned by the OFAC and/or embargoed by the UN must be also included on this list) Afghanistan, Iran, North Korea, Libya, Somalia, Sudan, Ethiopia, Zimbabwe, Cuba.

Claims procedure

• If it is a claim below $2,000 then insurance will need the following:

  • Pictures of the damages-An estimate for the repair
  • A copy of the BL, invoice and claim letter sent to the shipping line, port or who damaged the vehicle.

• If it is over $2,000 then we will need to send an inspector/surveyor (paid by the insurer) there at destination who will require all the documents mentioned above and will issue a Survey Report with the findings of his investigation (cause of damage, extension of loss, etc.).

Additional Documents

• Stranding Cover + Theft (Total Loss) – Vehicles older than 15 years old and/or severe damages
• German Rules
• Full Cover (All Risk) – Vehicles less than 15 years old with no damages or light damages
• Institute Cargo Clauses (A)
• ICC A (All Risk) – Any Vehicle (older or with severe damages)